2023 No Spend Challenge Printable: Free No Spend Month Tracker Pdf (2024)

If you are looking for a no spend challenge free printable, then look no further. I have a free no spend month tracker (and a no spend week tracker too) that would be perfect for you to keep track of your spending during your no-spend challenge.

Whether you’re doing the No Spend January 2022 (31-day no-spend challenge) or the No Spend November 2022(30-day no-spend challenge) challenge, these no spend month tracker free printables are excellent methods to get you to stop spending.

What is the No-Spend Challenge?

A no-spend challenge is when you consciously choose not to spend any money on anything during the month.

Some challenges are no spending January, no spend summer, or even no-spend November.

People who take part in these no-spending challenges often find themselves spending less than they usually do because it forces them out of their usual routine.

It helps people learn how easy it is to cut back with minimal impact on lifestyle – which makes transitioning into living frugally easier after the challenge.

It is a great way to save money in December by lowering your spending so that you may set more funds aside for the coming year.

These no-spend trackers are the perfect no-stress solution for keeping on track during your no-spend challenge.

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no spend challenge free printables

I’ve created a No spend no-spend tracker PDF to help you keep track of your no-spending challenge.

And the best part is it’s absolutely free. If you’re going on a no-spend challenge, keeping track of one should also be free. Oh well, this is just my opinion, but I hope you will agree with it.

No matter you’re participating in a 30-day no-spend challenge or simply want to put your money skills to the test, these trackers are ideal for you.

Apart from trackers, this PDF document contains additional pages to help you set and maintain your no-spend challenge goal.

What’s included with this No Spend Month Tracker Free Printable?

No spend Monthly Trackers

Two trackers: Both 30 days and 31 days no spend month trackers.

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A challenge goal sheet

Use this to set specific no spending goals for yourself, for example, No spend on weekly movies.

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Your goal should be measurable if possible. It means coming up with specific goals rather than just using vague statements like “I’ll try my best.”

A no spend list for any rule, inclusion and exclusions

Your challenge will be more organized and effective if you prepare for it ahead of time.

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You can use this list to establish any limitations, as well as the things you want/have to exclude from the challenge and those you want to include.

Monthly Assessment Sheet

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A monthly assessment sheet to track no spend month progress like things you did well, areas you need improvement, and goals for the subsequent month.

No spend Weekly Tracker

A weekly no spend tracker for no spend week challenge. Use this weekly tracker to monitor no spending throughout the week.

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If you are just starting, a weekly challenge can be a better place to start. Once you are comfortable with the weekly challenge, you can switch to a monthly no-spend challenge.

How to get this FreeNo Spend Tracker Printable?

To get this Free printable tracker, enter the information below. You will receive an email to download the no spend tracker pdf document.

These are tried and tested printables that many people love as they come with no strings attached! The best part is they’re free so why not give them a try?

Download your free Printable monthly tracker Now

Is there anything else you do to keep track of no spending? If that’s the case, please let me know because I’d be happy to add it here for everyone’s benefit.

No Spend Tracker App

If you don’t like no spend printable trackers, then you can consider using habit tracker apps like Coach.me. These apps can help you build good habits and they can work perfectly with your challenge.

More Budgeting related free printables for you in 2022

If you are looking for more budgeting and money-managing printables, you are in luck, as I have plenty of free printables for you.

The best part is they all have the same appearance, so if you’re creating a binder, they’ll all blend in!

1. DIY Budget Binder: Want to create a budget binder? Here are my budget binder free printables with DIY cash envelopes.

2. Beginner Printable Worksheet: New to budgeting? Check these worksheets to track your monthly finances.

3. Budgeting Printables: This post includes different types of free budget planning printables: templates, worksheets, google sheets, etc.

And please don’t forget to share them as this is how we can help others too!

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2023 No Spend Challenge Printable: Free No Spend Month Tracker pdf
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2023 No Spend Challenge Printable: Free No Spend Month Tracker Pdf (2024)

FAQs

What are the colors for the no-spend challenge? ›

There are free downloadable trackers to help you on your journey. Start with one day and color it green if you make it through the entire day without spending any money. No Apple Pay, no Amazon, no online shopping from your phone, and no going in stores, then mark it red for the days you do spend.

How do you prepare for a no-spend challenge? ›

Plan ahead

If your rules are that you cannot spend at all you need to make sure you have your essential needs covered before you start your no-spend challenge. This includes making sure you're stocked up with toiletries you use every day and the food you need for your no-spend period.

How can I go 30 days without spending money? ›

Keep Yourself Busy During Your 30-Day No Spend Challenge

The best way to pass the time without spending is to stay busy! Find things you love to do that don't cost a thing and you'll be able to stay on track with your challenge.

What is the no spend week rule? ›

This viral trend involves going as long as possible without spending money on non-essential. (Rent, groceries and other necessities are okay.) Participants track their progress on a calendar, trying to rack up as many consecutive no-spend days as possible.

What is the 50 30 20 rule? ›

Those will become part of your budget. The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What color promotes spending? ›

Blue boosts sales indirectly. It's associated with calm, tranquility and stability, which means it's a popular color for financial institutions. It's also a popular color whenever you want to make people think of security and serenity. So big-ticket items that have a lot riding on them often use blue.

What can you buy in a no-spend month? ›

For the no-spend challenge, you pay for essentials only for a set period of time. Thirty days is pretty common, so you might hear it called a no-spend month too. Basically you're covering your Four Walls (food, utilities, shelter and transportation) and other necessities, but you're saying no to all the extras.

What is the zero spend method? ›

What is zero-based budgeting? Zero-based budgeting is a method that has you allocate all of your money to expenses for needs and wants, as well as short- and long-term savings and debt payments. The goal is that your income minus your expenditures equals zero by the end of the month.

What to do in a day without money? ›

Whatever your situation, here are 13 fun things to do that don't cost money with friends and family:
  • Go on a picnic. ...
  • Go to no-cost museum and zoo days. ...
  • Give geocaching a try. ...
  • Leverage your chamber of commerce. ...
  • Take a historical city tour. ...
  • Visit a farmers market. ...
  • Go camping. ...
  • Do a photography challenge.
Feb 14, 2024

What is the 24 hour rule in spending? ›

What's the 24-Hour Rule? The 24-hour rule is where you give yourself a full day to consider whether you want to make a purchase. Singh gives an example of going to the mall and seeing a sweater for $70. While you might impulsively want to buy it, the 24-hour rule would mean you go home and give yourself some time.

What is the 1% rule of spending? ›

If you spend money on something and we're talking about a non-necessity something that you don't have to buy, you just want to buy and the cost of that item is more than one percent of your annual income before taxes you have to wait at least 24 hours before buying it and so what this means is if you make forty ...

What is the 3 day rule in spending? ›

The concept is simple. For the next 30 days, institute a mandatory three-day waiting period for every buying decision, large or small. Every time you're considering making a purchase, set the item down, put your wallet away, and leave the store. If you still want it three days later, go ahead and buy it.

Does the color red make you want to spend money? ›

Red in your giveaway gets your customers' attention and helps motivate action driven by intensity or urgency.

How color affects your spending? ›

In an article written by the Daily Mail, researchers found that the use of the color red encouraged impulse buying while navy blue triggered a more thoughtful and budget-conscious purchase response.

What is the no buy challenge? ›

NEW YORK (AP) — The rules of a no-buy challenge are self-imposed and simple: Make a list of the non-essential items you won't spend money on for a set period of time and stick to it. Easier said than done. Many people start such challenges at the beginning of the year and commit to keep going until the end of it.

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